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Loading…Interest rates, profits and ratios of Nepal's banks and financial institutions, from Nepal Rastra Bank's monthly statistics.
Bhadra 2083 (mid-Sep 2026) · released 13 Oct 2026 · provisional · Source: Nepal Rastra Bank, Banking and Financial Statistics, Bhadra 2083
| Ratio | Commercial | Development | Finance | All |
|---|---|---|---|---|
| CD ratio | 70.03% | 83.52% | 77.52% | 71.21% |
| Credit to deposit | 70.67% | 83.87% | 78.00% | 71.84% |
| NPL | 5.56% | 5.77% | 9.89% | 5.66% |
| Core capital | 9.69% | 10.93% | 11.53% | 9.82% |
| Total capital | 12.51% | 13.83% | 14.43% | 12.64% |
| Liquid assets | 38.52% | 27.58% | 34.23% | 37.58% |
| Institution | |||||
|---|---|---|---|---|---|
| RBB | 7.02 Kharab | 3.44 Kharab | 1.11 Arab | +25.3% | 8.63 Arab |
| GBIME | 7.01 Kharab | 4.97 Kharab | 1.69 Arab | +4.1% | 15.5 Arab |
| NABIL | 6.21 Kharab | 4.94 Kharab | 1.80 Arab | +35.8% | 17.8 Arab |
| NIMB | 5.29 Kharab | 3.60 Kharab | 1.28 Arab | +0.9% | 4.40 Arab |
| LSL | 4.33 Kharab | 3.31 Kharab | 89.3 Crore | -8.4% | 9.48 Arab |
| KBL | 4.28 Kharab | 3.10 Kharab | 1.01 Arab | -4.0% | 10.6 Arab |
| NBL | 4.23 Kharab | 2.64 Kharab | 73.8 Crore | -12.4% | 6.83 Arab |
| HBL | 3.61 Kharab | 2.56 Kharab | 57.5 Crore | +55.1% | 4.40 Arab |
| PRVU | 3.50 Kharab | 2.29 Kharab | 74.5 Crore | +10.1% | 5.54 Arab |
| ADBL | 3.43 Kharab | 2.46 Kharab | 55.3 Crore | -6.3% | 9.13 Arab |
| SBL | 3.32 Kharab | 2.53 Kharab | 84.1 Crore | -1.0% | 9.58 Arab |
| NICA | 3.32 Kharab | 2.04 Kharab | 49.9 Crore | +0.8% | 4.48 Arab |
| EBL | 3.31 Kharab | 2.61 Kharab | 98.5 Crore | +7.9% | 4.81 Arab |
| NMB | 3.16 Kharab | 2.72 Kharab | 1.03 Arab | +0.1% | 6.44 Arab |
| PCBL | 2.74 Kharab | 2.43 Kharab | 1.14 Arab | +9.0% | 10.3 Arab |
| SANIMA | 2.53 Kharab | 2.03 Kharab | 1.03 Arab | +42.1% | 4.98 Arab |
| CZBIL | 2.37 Kharab | 1.79 Kharab | 47.4 Crore | -15.0% | 5.57 Arab |
| SBI | 2.29 Kharab | 1.56 Kharab | 41.6 Crore | +17.3% | 58.1 Crore |
| MBL | 2.24 Kharab | 1.78 Kharab | 52.1 Crore | +8.2% | 5.54 Arab |
| SCB | 1.56 Kharab | 70.8 Arab | 47.9 Crore | -10.0% | 0 |
| Term | Rate | A year earlier | Amount | vs a year earlier |
|---|---|---|---|---|
| 3 to 6 months | 3.04% | 4.06% | 3.90 Kharab | -29.6% |
| 6 to 12 months | 3.25% | 4.14% | 7.68 Kharab | -29.9% |
| 1 to 2 years | 3.81% | 5.06% | 5.07 Kharab | -14.7% |
| 2 years and more | 7.68% | 9.38% | 8.41 Kharab | +7.2% |
| Sector | Rate | A year earlier | Amount | vs a year earlier |
|---|---|---|---|---|
| Agriculture and forestry | 6.23% | 7.15% | 2.94 Kharab | -4.4% |
| Fishery | 6.16% | 7.04% | 14.0 Arab | -2.3% |
| Mining | 6.03% | 7.38% | 12.9 Arab | +26.1% |
| Agro and beverage production | 5.97% | 7.28% | 2.97 Kharab | +2.7% |
| Non-food production | 6.11% | 7.41% | 5.79 Kharab | +2.0% |
| Construction | 6.69% | 7.97% | 2.44 Kharab | +17.2% |
| Electricity, gas and water | 6.30% | 7.54% | 5.12 Kharab | +16.5% |
| Metal, machinery and electronics | 6.25% | 7.49% | 72.3 Arab | +2.9% |
| Transport, communication and utilities | 6.34% | 7.69% | 78.6 Arab | +12.7% |
| Wholesale and retail | 6.36% | 7.62% | 9.60 Kharab | +0.7% |
| Finance, insurance and real estate | 5.73% | 7.11% | 3.68 Kharab | +4.2% |
| Hotels and restaurants | 6.30% | 7.57% | 2.38 Kharab | +10.6% |
| Other services | 6.40% | 7.73% | 2.14 Kharab | +2.6% |
| Consumption loans | 7.16% | 8.39% | 11.5 Kharab | +18.5% |
| Local government | 3.50% | 3.50% | 1.19 Arab | 0.0% |
| Others | 7.08% | 8.51% | 2.14 Kharab | -13.9% |
Provisional figures banks report to NRB; NRB revises earlier months, and these are its latest figures; quarterly reports may differ. Rates are commercial banks' weighted averages.